| In
the past only institutional and large investors were
able to benefit from the wide range of asset
management services. Today through use of the
latest in investment software we are able to not only
offer individually managed accounts, but also provide
a wide variety of mutual funds to those wanting to
begin a regular investment program. |
|
| Through
in-house asset management and strategic alliances with
national money managers we are able to create
individually managed portfolios for each client.
An individually managed account is an investment vehicle
in which a money manager purchases a diversified
portfolio of securities using the client's strictly
defined investment objectives. The client owns
100% of the securities in the portfolio. This
approach provides a variety of tax advantages and
customization features that can enhance investment
performance and increase the clients' overall
satisfaction with their portfolio. |
|
| Since
not everyone has either the asset size or comfort level
to make individually managed accounts appropriate for
their financial goals we also offer mutual funds.
In a mutual fund the client owns shares of a Registered
Investment Company which owns the securities and is
required to distribute capital gains to the shareholder
yearly. While this may not be in the best interest
of the client, given the adverse tax implications
usually associated with such gains in a nonqualified
account, mutual funds can play a positive role in
qualified accounts and for those just starting. |
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| While
we believe that our clients are best served by allowing
us to manage their investments we do understand that in
some instances some people prefer just an advisory
relationship. This usually occurs when someone has
had a lengthy relationship with a particular investment
professional and would like a second opinion, as well as
advice regarding a qualified plan. Here we review
and make recommendation based on our experience and our
outlook for the economy and investment markets as a
whole as well as the goals of the client. The
client is then free to act as they see fit with respect
to our input. Since we have no affiliation to the
companies that we select, the client is guaranteed to
have an unbiased team of managers working for you.
Our success is based on performance relative to each
clients' goals, not commissions. |
